Great to have you here on the Clark Howard Show where it's all about you and your wallet.

I want you to learn ideas to me so that you can save more and spend less.

And don't let anyone ever rip you off.

Clark.com's our main website, ClarkDeals.com where you go to save money each and every day.

A very Newsy day today and coming up a little later in today's Clark Regist's moment, Bank

of America has decided to stab people in the back with low balances in their checking

account.

I'm going to tell you how not to just take it and what you should do with your business

you now do with Bank of America.

And coming up later yet, one corporate executive has decided to cut his own pay to zero and

potentially receive no pay for up to the next 10 years.

But on the other hand, if his company meets certain targets, he could end up being the

world's wealthiest human.

I'm going to tell you the whole concept of true real performance base pay.

And it's a lesson that a lot of companies could learn where the executives make their

zillions even if they drive the company they're running into the toilet or ground or whatever

term like that you like.

So one to talk about you having clean clothes.

You know that having clean clothes is about to get much, much, much more expensive.

There is an obscure provision of US law that to my knowledge has never actually successfully

been used that allows any company in America that manufactures goods to say, oh, poor us.

We don't manufacture efficiently and we can't compete with other people.

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