I'm so glad you're with us here on the Clark Howard Show where it's about your empowerment

with knowledge so that you can pack a punch in your wallet.

I want you to learn ideas so you can keep more of what you make.

Clark.com is our main website.

Clark.com slash ask is where you go to post a question for me.

Also you can get advice off the air and that's available 45 hours a week.

I want to tell you that we are backed up and having trouble getting to calls as quickly as we'd like off the air

because of the aftermath of the Equifax data breach.

And we will continue to give you the information as you need it on the breach.

I'm learning from the questions people are asking me what you need to know to more easily be able to laser focus on what moves you should be making.

And so at Clark.com we have continuous updates for you continuing continuous.

I guess both work of the information you need to know on the data breach.

And I want to tell you that I know people all over America are having trouble freezing their credit with Equifax Trans Union and experience right now that the systems are crashing.

And remember this data breach is going to affect you the rest of your life.

The information was so thorough from Equifax that just relax.

You got to wait another couple of weeks to get credit freezes in place.

Things will settle down a little bit.

Do it then rather than frustrate yourself if you're having trouble with responsiveness from the servers of any of the three major credit bureaus.

But when you're ready to freeze it, I have the action buttons for each bureau that you just click on from my credit freeze guide at Clark.com.

And as long as their side is working, you'll be able to freeze your credit very quickly.

Coming up later, I want to talk about proposed legislation that will give multi-level marketing organizations exemption from oversight is unbelievable.

And that's why it's Clark, courageous.

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