I'm glad to have you here on the Clark Howard Show where it's about you and your wallet.

I want you to learn ideas me so you can keep more of what you make.

Clark.com is our web address, cartdeals.com, is where you get all the deals.

I've been asked by a number of people about a aggressive seller of home delivery of various products.

And people want to know deal or no deal.

I'm going to fill you in in just a half hour, the ups and downs of when you order online.

Right now, I want to talk about something that has too many people excited

and has me very upset.

That's the idea of trading foreign currency.

I am just seeing too many solicitations online, too many TV ads.

I haven't heard any radio ads.

There may be some for trading foreign currency.

But it's being pitched as an enormous opportunity.

I can't lose, get rich opportunity for you to buy and sell currencies and make money on sudden movements

in the value of the dollar.

The yen, the euro, the pound, the Swiss franc, on and on and on.

Well, you want to get burned quick when somebody says they have a system.

They have a formula.

You just need to take their seminar or buy their system.

And they're going to make you incredibly wealthy.

That's when you know to run, run, run.

Do you know that trading foreign currency is so complicated

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