I'm so glad to welcome you to the Clark Howard Show where it's about you and your wallet.

I want you to learn ideas to me so that you can save more and spend less.

And don't let anyone ever rip you off.

Clark.com is our main website and Clark.com slash ask is where you're going to ask me

questions.

You also can have your question answered off the air for free by a member of our team.

We do that nine hours each weekday.

I've been asked what the times are.

They are ten in the morning Eastern to seven in the evening Eastern Pacific time seven

in the morning till four in the afternoon.

Just for your time zone accordingly.

And if you scroll down the main page of Clark.com and see how to call in for that free off

the air advice.

Coming up in today's carcragious moment, I have an all points bulletin warning for you

about a pay TV scam that you need to be totally aware of for when the call or email or whatever

comes into you.

And later this hour, I'm going to give you the full report on a test that I told you

we were going to do among our team of brandless.com.

Brandless.com is a website that heavily focuses on organics and naturals at three dollars

an item.

And we have divided up the item some we tested as a group.

And we're going to let you know if brandless is where you should be looking to order a lot

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