Thanks for downloading this show from PC1. Before we get rolling, here's a word from one of the folks who helped bring you this podcast.

The following program is a podcast1.com production.

It's great to have you here on the Clark Howard Show where it's about you learning ways to save more and spend less.

And don't let anyone ever rip you off.

Clark.com is our website.

ClarkDeals.com is where you find the savings.

You haven't been to ClarkDeals.com yet. Check it out.

Coming up in 20 minutes.

There's something I want you to be aware of.

If you are an entrepreneur, a business owner, there's a scam that keeps hitting business owners again and again.

And I need to tell you how to protect yourself in today's Clark Rageous moment.

And coming up in a half hour, I have new information that is key for you when you buy insurance.

The information I'm going to give you hopefully will help you fat in your wallet or at least keep it from shrinking more than it needs to.

I want to talk right now about something that I get the calls about and by the time I get the calls, it's so frustrating because it's past too late.

You know, they say an answer prevention is worth a pound of cure.

This is absolutely one of those circumstances.

All over America, especially in mid and large cities.

All these freestanding medical places that have opened up.

And they have a variety of names after hours care, urgent care, emergency room, freestanding emergency room.

Then you've got the places that are inside retail stores inside the drugstore chains like Walgreens and CVS.

And it is totally confusing for you and me as patients because you go to the wrong place.

And for something relatively minor, you could end up with a bill 50 times what it might be at the right place for what ALC.

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