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I'm so glad you're with us here on the Clark Howard Show where it's about you and your wallet.

I want you to learn ideas to me so you can keep more of what you make coming up in 20 minutes.

There's new data out that says that people are being harassed all around the country for medical debts that aren't theirs or that they don't owe.

I'm going to tell you how to assert your rights in 20 minutes.

And in a half hour, if you ever noticed the second and airplane lands,

the volume level on the plane goes through the roof because suddenly everybody turns their phone on and they're just yapping at the top of their lungs.

Why do people have to talk so loud on a phone?

Well, are you going to have to deal with people talking on a phone while you're flying?

Not while you're on the ground, but while you're in the air, let me tell you the latest developments on that in just a half hour.

This is funny. This has a phone angle. Have you noticed if you go to see a movie or a play or whatever that people are on their cell phones at audience events,

it's different at a concert, but at a movie?

Okay, so I was at what movie was I don't go to a lot of movies, but oh, it was one, I shouldn't even say this, it was one my wife was in.

She's an actress. Anyway, we're at the movie and we're watching it.

And somebody gets a call, two rows back from us and starts talking loud on the phone while the movie is going.

I tell one other thing I happened to my wife is funny. So she does every kind of acting and acting up and she was doing a play.

And it was an unusual setting where some of the audience seats were done where it appeared like they were part of sitting in a cafe, but their seats were just there because it was part of the whole setup of how the play worked.

And someone who's sitting in one of the cafe seats right in front of her takes a phone call, the phone rings. And while they're performing, this guy is carrying on his phone conversation.

And it was a two person play, my wife and the other woman in the play just incorporated that into the play. They went off script and just incorporated it.

But that's neither here nor there, but I did want to talk about the movie theaters.

So the movie industries having a tough time getting people to come watch movies. And then there are people who just love movies, but don't get there as often as they'd like.

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