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So glad you're with us here on the Clark Howard Show where it's about learning ways to

save more and spend less and don't let anyone ever rip you off.

So, you can get free off the air advice 9 hours each weekday.

It's a service of the Clark Howard Show for the last nearly 25 years.

And you can see how to get the free off the air advice, what hours it's available.

About halfway down the front screen of Clark.com.

And talking with the member of the truck,

and talking with the member of Team Clark for free, I hope that you find that to be priceless.

And I get so many compliments from people who have taken the opportunity to get advice and guidance from a member of Team Clark.

Coming up in 20 minutes, I have some guidance for you.

When you go to your first day on a new job, there's something that could be done

on a new job. There's something that could happen that might make you want to walk out the door on that very first day.

And coming up in a half hour, there's a new strategy I want to share with you for you to be able to build credit

when you're trying to build credit from scratch or repair your credit.

And it's very intriguing.

I want to talk right now about a way that we cost ourselves money.

More and more, we can use apps on our phone or go to a website or in a restaurant, use a little kiosk on the table.

And without realizing it, talk ourselves into spending more money.

One of our staffers on Clark.com was telling a story about being at a restaurant where they had one of the tabletop tablets.

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