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Before we get rolling, here's a word from one of the folks who helped bring you this podcast.

The following program is a podcast1.com production.

It's great to have you here on the Clark Howard Show where it's all about you and your wallet.

I want you to learn ideas to me so that you can keep more of what you make.

Clark.com is our website.

And you're looking for deals.

Check out ClarkDeals.com.

Coming up in 20 minutes, I cannot believe that a year to the same week, I am repeating the

same Clark-ragist moment about schools and sunscreen.

Wait till you hear about the enane, low IQ, unbelievable thing going on in schools across

the country.

Actually, what's not happening in schools across this country in 20 minutes.

And later this hour, Bitcoin was used as the ransomware payment system for the crooks

that messed up the computers all over the world.

And Bitcoin itself has been on an enormous roller coaster ride lately up, way up.

And there are a bunch of cryptocurrencies being issued right now.

There's a lot you need to know so you don't get burned by the latest, newest, mania.

I want to tell you something about what's been going on with me and I have avoided talking

about it because I was waiting to see how much better I would get over time.

But I had mentioned on the air recently that I was at UCLA Medical Center having tests

for my cancer, prostate cancer, not life threatening.

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