Thanks for downloading this show from PC1.

Before we get rolling, here's a word from one of the folks who helped bring you this podcast.

The following program is a podcast1.com production.

Glad to have you here on the Clark Howard Show where it's about you learning ways to keep

more of what you make.

Clark.com's our website.

You want deals, ClarkDeals.com.

And when you got a question for me, Clark.com slash ask, coming up in 20 minutes.

Free trial offer.

It's Clark Rages when you sign up for a free trial offer.

Next thing you know, your credit card is being charged up or your checking account is being

debited.

I'm going to tell you what you need to know to protect your wallet.

And I want to step into you get what you pay for.

Is it really a good idea when you buy electronics to buy them the way I say?

Don't worry about the brand just buy what's cheap.

Well I have some interesting new data for you from consumer reports.

I'm going to share with you in just a half hour.

Right now though I want to talk about something that I find amazing.

I was having a conversation.

Well actually I was listening to a conversation in the car with three teenagers in the car.

And they were talking about the parents of one of their friends who just got this really

...