City’s 115 Update, Football Turning on Fans & The Next Club at Risk | The Overlap Fan Debate
The Overlap
The Overlap
4.3 • 567 Ratings
🗓️ 24 February 2026
⏱️ 63 minutes
🧾️ Download transcript
Summary
Welcome back to The Fan Debate, brought to you by Sky Bet.
Football finance expert Kieran Maguire returns for another Price of Football special, joining Jamie Carragher, Wayne Rooney and some of the biggest fan channels in the country to break down one of the most controversial areas of the modern game.
We begin with an update on Manchester City’s 115 charges, as Kieran explains where things stand and what could happen next, while City fan Luke shares his frustration at how long the case has dragged on.
The focus then shifts to supporters, with rising ticket prices and concerns around the matchday experience. Are clubs turning their backs on fans? Kieran also highlights Aston Villa as the next club potentially at financial risk, and we discuss what that could mean. The debate extends to soaring World Cup ticket prices and the introduction of SCR rules, which could reshape how Premier League clubs operate.
Has money taken over football, and where does the game go from here? Let us know your thoughts in the comments and don’t forget to like and subscribe so you never miss an episode of The Overlap.
00:00 Intro
01:31 Man City’s 115 Charges
10:43 PSR to SCR Explained
15:39 Man United’s Champions League Money Problem
20:09 Shot On Target
30:18 The ‘Big Six’ & Do the Rules Favour the Established Clubs
36:09 World Cup Ticket Prices
41:34 Are Clubs Exploiting Loyalty
50:46 Matchday Culture Under Threat
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Transcript
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| 0:00.0 | You get 25% have your salary taken away if you didn't finish in the Champions League? So what's 25% off 13 million a year? The average club in the championship is losing £450,000 a week. If you're boy cutting in 9, you missed two games at Old Trafford, your season tickets cancelled anyway. The reason why people from around the world want to go to Hamfield is because of the noise and the legend of the cop |
| 0:21.6 | If they're not there, the tourists doesn't want to be there anyway. The Premier League cannot relegate Manchester City to League 1 or League 2. Every city, I'll probably agree. We're just bored. I'm just utterly bored of it. We're fans, we're real, it's our life, it's our community. It's a bit like your children. You don't always like the club, but you always love them. |
| 0:38.4 | Your loyalty is exploited that every turn, so it's not just tickets. community. It's a bit like your children. You don't always like the club, but you always love |
| 0:37.7 | them. Your loyalty is exploited that every turn, so it's not just tickets, it's travel, it's food, |
| 0:43.6 | it's drink, it's subscriptions to TV channels that they think they can still get away with it. |
| 0:49.0 | They are getting away with her. |
| 0:57.8 | Hello and welcome back to the Fandy Beat debate brought to you by Skybet. |
| 1:03.1 | I'm joined by Wayne Rooney and our very loyal fans and our special guest this week. |
| 1:07.8 | Kearer McGuire, our most popular guest in 2025, it says here. |
| 1:11.1 | Hopefully be the same in 20 from Kearing as well. |
| 1:13.1 | So welcome back to the family Kieran and tell us what you're being up to. |
| 1:16.3 | Being busy. |
| 1:17.9 | Yeah, I'm teaching |
| 1:19.7 | for the professional footballers association. |
| 1:21.6 | I'm teaching for the league managers |
| 1:22.9 | association. |
| 1:24.1 | I'm teaching for the Belgian League, |
| 1:25.6 | the Dutch League and I've got a full-time job. |
| 1:28.2 | So very busy. |
| 1:30.4 | Okay. |
| 1:31.4 | So we're going to start with you with the... |
| 1:33.0 | Where we normally start with you on a certain club from Manchester. |
... |
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