Circle.com – Transferring Money Made As Easy As Sending A Text!

Finding Genius Podcast

Richard Jacobs

Medicine, Health & Fitness

4.4 • 1K Ratings

🗓️ 15 February 2017

⏱️ 32 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Circle is making online payments easier to use, safer and more convenient than ever. Using blockchain technology, circle successfully manages to transfer funds securely and without any fees. Circle's AI risk engine, which runs on cutting edge algorithms, continuously keeps your money safe.
Anders Brownworth, Chief Evangelist at circle.com, talks about enabling person to person payments, without fees or barriers. “Making it as simple as sending an email” as he says. Even iMessaging could be used to transfer money through circle.com. They are making it the most versatile money transfer service ever.
Circle.com has taken over the US market and this year it is aiming for the European market. Anders explains that some areas are more receptive than others, while the financial system tends to operate differently in different countries, making it more difficult for transfer to occur.
Currently circle is working on “Project Spark”, which is something to look out for in the near future.
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Transcript

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0:00.0	Welcome to Almost Here, Around the Corner of Future Technology Podcasts with Richard Jacobs.
0:07.0	Future Technologies is poised to transform our lives for better or worse for the focus of this podcast. Almost here
0:14.3	means these technologies are now here and starting to be used. We're just around the
0:18.8	corner. For Bitcoin to Artificial Intelligence, 3D printing, blockchain, virtual reality, and more.
0:25.4	Hello this is Richard Jacobs, feature of tech podcast, almost here around the corner
0:30.8	technology.
0:31.8	Do I have Anders brownworth, chief engineer at circle.com.
0:36.8	Anders how you doing?
0:38.0	Great how you doing?
0:40.0	Thanks for having me.
0:41.0	Yeah, I really appreciate it.
0:44.6	Would you tell folks because you'll probably describe it better than I have.
0:48.4	What does Circle do?
0:49.4	So it's a good place to start. So Circle what we are trying to do is to enable person to person payments.
1:00.0	The goal is to have anyone anywhere in the world be able to move value to anyone else
1:06.0	without having to pay a transfer fee of some sort.
1:11.0	So, you know, a difficult problem in a wide-ranging, you know, wide-ranging
1:18.1	implications, but the, we believe payments should be sort of table stakes.
1:22.9	We're trying to make it so anyone can pay anyone very easily.
1:29.6	So what's your current adoption?
1:32.4	What countries are you in, what currencies?
1:36.0	Yeah, so, uh, so, uh, so, uh, circle has started in the United States.
	...

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