Chris Naugle: From Pro Snowboarder to Infinite Banking & Financial Freedom

The Mike Litton Experience

Mike Litton

Business, Kids & Family, Parenting, Careers

5.0 • 1.2K Ratings

🗓️ 17 December 2025

⏱️ 64 minutes

🔗️ Recording | iTunes | RSS

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Summary

In this powerful episode of The Mike Litton Experience, host Mike Litton sits down with entrepreneur, former pro snowboarder, real estate investor, and financial strategist Chris Naugle.

Chris shares his incredible journey—from growing up in a small town in upstate New York to becoming a professional snowboarder, building successful businesses, surviving multiple economic recessions, and ultimately discovering the wealth-building strategy known as Infinite Banking.

Viewers will learn:

How Chris built and scaled businesses from a young age
Lessons from Wall Street, real estate, and economic downturns
The mindset behind financial freedom and time freedom
How Infinite Banking works and why wealthy investors “become the bank”
Why legacy, giving back, and education are now central to Chris’s mission

Chris is the founder of Flip Out Academy and a leader in the Infinite Banking space, helping entrepreneurs and investors take control of their finances, protect wealth, and create generational impact.

If you’re interested in entrepreneurship, financial independence, real estate investing, passive income, or building a legacy, this episode is a must-watch.

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Transcript

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0:00.0	And that business plan I took around and I went to every bank, to which every single bank,
0:05.8	everyone I showed it to, either said I was stupid.
0:08.3	It would never happen or no.
0:10.6	This is my family, everybody.
0:12.8	So I got this one bank, M&T bank, which is a local bank around here.
0:16.2	And they said, you know, kid, we like this idea and we think we can do an sba backed loan to which i didn't
0:22.3	know what that meant and he said but we need collateral we're just trying to make enough money so that
0:27.3	money can work for us so we can buy our time back well i'm back this is 16 17 years old that's all
0:32.9	i was trying to do then is just buy time and seeing this, I got this crazy idea. I'm like, wait a second,
0:39.7	wait a second. You can just lock the doors and go snowboard because you're in control.
0:47.5	Now that idea festered in my mind and I needed my own store. I bought my lease came up in my
0:54.0	biggest store. So I bought a building,
0:55.9	two buildings down. And it was a dilapidated paint store that I was going to convert into a
0:59.7	strip mall. And I did this. I just want to give you the year. And you already know what I'm talking
1:04.4	about. It was 2008. Before the Great Recession hit. We had no idea this was going to happen.
1:12.1	We'd seen fractures in the markets and different things,
1:15.1	but I was too new to understand that this was a recession that was going to hit and how severe it was.
1:21.0	I make a two-point spread.
1:22.2	You pay me 14.
1:23.3	I'm making money twice on every single dollar. My money's working for me two times when
1:29.3	your money's working for you once. What? Yeah, right? And your frame of reference is Wall
1:36.0	Street, right? Like traditional banking, all that. And all of a sudden it's like, what? What is
	...

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