Corporate megastores are spending millions lobbying DC politicians on one-sided policies that send small businesses tumbling.

They want to enact harmful credit card mandates that take resources away from your local credit union and community bank.

Leaving Main Street businesses with less access to credit, making it harder for your family to pay for everyday goods like gas and groceries.

Tell Congress to guard your card and oppose the Durban Marshall Credit Card mandates.

Paid for by Electronic Payments Coalition.

Here's your closing bell brief for Thursday, January 15th.

I'm Catherine Sullivan for the Wall Street Journal.

U.S. stocks finished higher today as the Dow led the gains rising 0.6%.

The S&P 500 was up nearly 0.3%, and the NASDAQ gained a quarter point.

A rally in semiconductor stocks and strong bank earnings

helped boost investor sentiment. The White House also said it would exempt imported chips from new

tariffs. Small-cap stocks continued their momentum with the Russell 2000 closing at a record high.

Among individual companies, Taiwan semiconductor manufacturing shares rose 4%

after the largest contract chipmaker posted record quarterly earnings. Goldman Sachs stock climbed

nearly 5% after reporting record annual revenue and earnings per share that topped expectations.

Morgan Stanley shares gained 6% after reporting its investment banking division helped the bank to

beat profit and revenue estimates.

BlackRock stock rose 6% as the money manager posted better than expected earnings per share.

And Boston Scientific shares dropped 4% after the medical devices company agreed to buy health tech company Penumbra for $15 billion.

Heads up, an artificial intelligence tool helped us make this episode by creating summaries that were based on WSJ reporting and then reviewed and adapted by an editor.

We'll have a lot more coverage of the day's news on the WSJ's What's News podcast.

You can add it to your playlist on your smart speaker or listen and subscribe wherever you get your podcasts.

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