Hello everyone. My name is Andrew and my name is Anna and you're listening to the

Culeps English podcast. cast.

Hello everyone, welcome back to Kuleps. This is Chatterbox, which is our series for intermediate and advanced English learners that features natural interesting

conversations between native speakers. Today I'm joined by my co-host Anna. Hello Anna.

Hi Andrew and hello listeners.

So everyone, the topic for today is about personal finance.

Yes, we're going to be talking about money, money, money. about

personal finance. Yes, we're gonna be talking about money money money and with a little bit of a focus on

saving money how we do it maybe some of our tips and I think most of you can agree that there is quite a lot of

instability in the global economy these days and with prices rising all the time

gas housing food it's a really, really important topic to talk about.

And during times like this, a lot of consumers tend to be more frugal than usual and save rather than spend. So in today's chat

Andrew and I are going to talk about what we do to save money and as I said before

some tips about how we do that. Unfortunately, it is easier said than done, but at least is something that we can talk about, Anna.

So I'm looking forward to our chat and I really hope that I could actually learn some tips from you that would be excellent

but before we get started everyone I want to remind you about the study guide for this episode. So everyone in the study guide we have

detailed vocabulary definitions and examples of all of the useful and practical vocabulary that you'll hear Anna and I use in our

conversation. There's a comprehension quiz and also prompts that you can use for speaking and writing practice.

So you're really able to practice with all of the key skills that you want to develop in your English with our study guides.

Now we recommend following along with the guide while you listen to this episode and

to get the study guide you just need to sign up and become a QLPS member and you can find all of the details

and sign up on our website whichI-P-S-com. Of course, becoming a member helps materials and tools that we make to help you

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