Changing The Rules of Money | Dave Crombleholme Live from Fan Fest Minneapolis 2025
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 16 October 2025
⏱️ 30 minutes
🧾️ Download transcript
Summary
In today's episode, Jesse hands over the mic to YNAB team member Dave Crombleholme, who presented at the Minneapolis Fan Fest in June 2025. Dave is perhaps most famous for his idea of the Wish Farm at YNAB, but he's also spent a long time wrestling with the word budget. In Dave's presentation, he outlines various iterations of the YNAB rules over the years, explains why the concept of rules never sat right in the first place, and how trying redefining the word budget proved to be a frustrating endeavor. In the end, it was always about spending, about giving every dollar a job, and spending to build the live you want to live.
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Transcript
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| 0:00.0 | Thank you. |
| 0:13.0 | And now, now it's time to get back to our regularly scheduled programming. |
| 0:18.0 | And so for our next presenter, you know him, you love him, you wish you had his accent. |
| 0:24.7 | Let's hear it for our resident Canadian farmer. |
| 0:27.4 | Ask him about his pineapples if you get a chance. |
| 0:29.5 | He's one of our OG teachers and the legendary inventor of the Wish Farm. |
| 0:33.9 | Let's give it up for Dave Crumble Home. |
| 0:36.8 | Thank you. He's give it up for Dave Crumboho. Well, good morning. Oh, good morning. |
| 0:57.5 | Oh, participation, nine out of ten. |
| 0:59.7 | I'm happy now. |
| 1:02.5 | Before we get started, it's not maybe appropriate for the weather today, |
| 1:06.7 | but anybody recognized the walk-on music there? |
| 1:10.4 | Blind melon, no rain. |
| 1:13.1 | It's all about the tale, the sad tale to begin with, |
| 1:16.6 | of a little girl who wants nothing more than to dress up in a bumblebee costume and dance. |
| 1:22.0 | They never explain why, but that's just the song. |
| 1:25.5 | And everywhere she goes, everybody tells her to stop dancing, |
| 1:29.4 | which makes her very sad. |
| 1:31.6 | Then, of course, one day she walks into a field |
| 1:33.7 | full of bumblebee dancers. |
| 1:37.0 | They welcome her. |
| 1:38.6 | She's very happy. |
... |
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