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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Cash on Hand? Easy to Save or Easy to Spend

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Bleav + Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!

Business, Self-improvement, Business:investing, Investing, Education

4.8824 Ratings

🗓️ 30 May 2025

⏱️ 11 minutes

🧾️ Download transcript

Summary

Quint and Logan talk about if having cash on hand is good or bad for your budget.

Transcript

Click on a timestamp to play from that location

0:00.0

Hey, this is Ali, and thanks for listening to the show.

0:04.2

Give us a five-star review where you listen and share this episode with someone who might need to hear it.

0:08.5

Now, enjoy the show.

0:13.5

Welcome back.

0:14.5

Ladies and gentlemen, you're listening to another edition of DIY Money.

0:17.4

DiWi Money.

0:18.2

Logan, how's the 5am Club coming along? 5am Club's still pretty good. I didn't how's the 5 a.m. club coming along 5 a.m.

0:22.0

club's still pretty good

0:22.7

I didn't do it the other morning

0:24.5

you got on me

0:26.4

which was deservedly so but

0:28.3

5 a.m. is pretty good

0:29.8

I mean I still waking up that time

0:31.5

still doing my thing still doing some workouts

0:33.7

and things so it's been good

0:35.3

I like it. I want to do another. We got some really good

0:39.5

feedback and we're just having a lot of fun in the tribe. And I want to, we had a dialogue

0:46.3

recently because I once again read read a study. You can look these up. And I had a dialogue too

0:53.7

with a buddy of mine recently about the actual physical cash, so fiat currency, actual dollars.

1:01.6

And a lot of these studies say that when you have cash, you are not as inclined to spend it because it's it's like leaving your person and uh i'm directly

1:17.4

the opposite i'm the same way so when i have cash i have already accounted for it in my budget

1:24.9

which means i don't have to write it down again or anything, which means

...

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