Cash Flow or Capital Gains?
The Meaningful Money Personal Finance Podcast
Pete Matthew
4.9 • 1.7K Ratings
🗓️ 16 November 2016
⏱️ 51 minutes
🧾️ Download transcript
Summary
Today, I'm chatting to Buck Joffrey MD, an investor from the US, and creator of the Wealth Formula Podcast. Buck’s bio says that he believes traditional investing in stocks and shares for capital growth is no longer relevant and that cash flow is everything. That piqued my interest, and so that's the topic of conversation - cash flow or capital gains? 
Podcast: Subscribe in iTunes | Play in new window | Download
Sponsor Message
This podcast is brought to you with the help of Seven Investment Management, a firm of investment managers based in London. They specialise in multi-asset investing, bringing institutional investing techniques to ordinary people like you and me. 7IM put their name to my show and to my site because they believe in what I’m doing, trying to get decent, easy-to-understand financial information out to the world. I’m very grateful to them for their support. You can see what they’re up to at 7im.co.uk
Cash Flow or Capital Gains?
Buck Joffrey has been there and done that. He's amassed an eight figure net worth using the principles he espouses in this conversation. But I have some reservations/clarifications for the UK market, which I cover after the call. In this session, you'll discover:
- The trigger that led Buck to begin investing
- Why Buck thinks investing for capital gains is inferior to investing for cash flow
- Whether or not he thinks there is any case for investing in the traditional way
- Some ways Buck recommends for even those with ordinary incomes to get onto the cash flow bandwagon
- Some likely potholes which might get in the way of success
- Buck's view on debt, and how to use it
Resources mentioned in this show
Book: Robert Kiyosaki - The Cash Flow Quadrant Podcast: Real Estate Guys Podcast: The Property Podcast Buck Joffrey: Podcast and Website
Transcript
And, as always, a full transcript is available by clicking the mahoosive blue button below:
Join the conversation
I love to read and respond to your comments, so please do join in and share.
Question: So what do you think? Cash flow, capital gains, or both?
Share the love
If this show is of any use to you, it would help me massively if you would take the time to leave me a review on iTunes. This has a huge impact on keeping me near the top of the rankings, which in turns helps more people to find the show and to subscribe. Just click the button below:
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Hi folks and welcome to the Meaningful Money podcast, session number 182. |
| 0:04.1 | You need to modernize. Get some sort of cash flow going. |
| 0:14.1 | This is the podcast dedicated to helping you put your finances in order. |
| 0:19.0 | My name is Pete Matthew and I'm going to share with everything |
| 0:21.2 | you need to know and everything you need to do to secure your financial future. I'm here to help |
| 0:26.1 | you make sense of money. |
| 0:36.1 | Right, great to have you with me once again. Today is an in-betweenisode. That's a word I nicked from the inimitable Tim Ferriss of the Tim Ferriss show. |
| 0:45.7 | Technically, it's episode 182 of this podcast, but as regular listeners will know, we're sort of adopting a seasons-based format now but occasionally you know something |
| 0:54.7 | comes along that i quite want to address which doesn't fit neatly into a season so we're going to |
| 1:00.1 | call those in-between isodes just because i like the word and um so it's kind of a little bit of filler |
| 1:05.6 | between seasons three and four season four will begin next week but just because it's a filler of |
| 1:10.4 | timeline doesn't mean that the content is filler i got quite a bit from my three and four, season four will begin next week. But just because it's a filler of timeline, |
| 1:11.7 | doesn't mean that the content is filler. I got quite a bit from my chat with Buck Joffrey, |
| 1:17.2 | who I'm going to be talking to in just a minute. I hope you'll get something from it as well. |
| 1:21.5 | As usual, after I've chatted with Buck, we'll look at some reviews that have been left. I'm |
| 1:26.2 | going to announce a little bit about the next season. Remember, as ever, this podcast is brought to you with the help of seven investment |
| 1:31.9 | management management management managers based up in London. They specialize in multi-asset investing, |
| 1:37.8 | and that's institutional investing techniques, essentially, and it brings those to ordinary people, |
| 1:42.6 | just like you and me. Seven I.M have been sponsoring me now for five years or more, and they do that because they believe |
| 1:48.2 | in what I'm doing, which is just trying to get decent, easy to understand information out to the |
| 1:51.9 | world. Really thankful to 7im for their support. Do check out what they're up to. Their website is |
| 1:56.7 | 7im.com.uk. That's the number 7im.com.com. Okay, these days, I get quite a few approaches |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Pete Matthew, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Pete Matthew and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.