Hi folks and welcome to the Meaningful Money Podcast this is session number 392.

This is the podcast dedicated to helping you put your finances in order.

My name is Pete Matthew and I'm going to share with you everything you need to know and everything you need to do to secure your financial future.

I'm here to help you make sense of money.

Here we are once again, great to have you with me. Thank you for joining me. Now, there are an increasing number of really solid content producers here in the UK talking about personal finance.

I mean I've been doing this for more than 10 years.

When I started there wasn't many more than just me, kind of a loan voice,

not quite, but you know there's hardly anybody doing

regular podcasts or YouTube or whatever about personal finance. But that's

changing which is great and has changed a lot over the last 10 years and this week I'm talking to one of the prime movers really in the personal finance content creator community here in the UK and that's Andy Webb of Be Clever with your Cash, that's the name of his blog and

the Cash Chats podcast. So looking forward to chatting with Andy after my

conversation with him as usual I'll look at a review that's been left

announced what we're going to be talking out next week, but remember,

as ever before any of that, this podcast continues to be brought to you with the help of my good friends at 7 Investment Management.

They've been helping me out here or meaningful money for ages and I'm super grateful to them

for enabling me to keep going really certainly couldn't have built this to what it

is without their help everything I'm looking at. All the technology has been really enabled by their support of the

years so I'm super grateful definitely check them out there at 7I.m. code at UK that's the number 7

I.m. dot code at UK okay that's the number 7 IM. co-at-uk.

Okay, Andy Webb has been producing content for quite a few years now on his blog,

latterly, on his podcast, so maybe that you've already come across him.

Today Andy and I chat about some of the basics of personal finance

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