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The Jesse Mecham Show

Can You Plan to Be Spontaneous?

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 27 May 2024

⏱️ 7 minutes

🧾️ Download transcript

Summary

According to Jesse, absolutely you can! In fact, YNAB enables you to be more spontaneous. Planning your spending with YNAB doesn't mean locking your dollars into rigid categories that cannot change. It means setting aside money ahead of time for the things you don't know you want yet. Many people who thrive on spontaneity unfortunately end up in financial trouble, because they're never sure whether they have the money to afford their spur of the moment purchases and experiences. Using YNAB, however, you can set up categories whose only purpose is to hold money for spontaneous expenses, so that when the time comes you can spend the money without worrying about the consequences later. It's already there, and it's meant to be spent!

 

Celebrate YNAB's 20th Anniversary: YNAB Fan Fest, September 21, 2024

https://www.ynab.com/events

 

Got a question for Jesse? Send him an email:

askjesse@ynab.com

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

 

Follow YNAB on social media:

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Instagram: @youneedabudget

Twitter: @ynab

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Transcript

Click on a timestamp to play from that location

0:00.0

Hey, whinubbers I have some exciting news for you. We are hosting a whinab fan fest in

0:07.1

Salt Lake City. Salt Lake City where it all began on September 21st of this year to celebrate our 20th anniversary.

0:16.0

I can hardly believe it's been 20 years.

0:19.0

This podcast, having occupied 10 of those, we would love to have you join us. I'll be

0:24.3

be speaking and you'll have the chance to meet other familiar faces like Hannah from

0:27.7

heard it from Hannah, Budget nerds Ben and Ernie, and more.

0:31.2

Registration goes live tomorrow on May 28th, so save the date. We'll be

0:37.4

posting the leak on our social pages that day, so keep your eyes peeled there.

0:41.4

Also, the event is totally free,

0:44.3

but seats are obviously limited.

0:46.8

I cannot wait to see each of you there.

0:50.1

September 21st, our very first Wienab Fanfest in Saltixity. We'll catch you there. Hello, whinabbers. My name is Jesse Meekham with another episode of the

1:06.3

whinab podcast and I'm here each week to obsess out loud about spending

1:09.2

purposefully, saving aspirationally, and even giving joyfully.

1:13.1

It all comes down to just four simple habits.

1:17.1

I am enjoying working through these podcast episode ideas

1:22.0

that the team has given me.

1:23.6

And I'm going to do that again.

1:26.6

Do you all think it's possible that you can set yourself up

1:29.7

on Wineab with this brilliantly devised spending plan and also be a as they say fly by

1:35.8

the seat of your pants person yes absolutely I actually think it enables it even more

1:46.7

when you have the person that is supposedly just you know caution to the wind every time they are kicking the proverbial can down the road.

...

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