You're listening to Ramsey everyday millionaires, where we talk retirement, building wealth,

and outrageous generosity.

Drugs in Raleigh, hi, Drew, welcome to the Ramsey show.

That's a pass I've been doing.

Better than I deserve.

How can we help?

So, I have a question.

I am 20 years old.

I'm making about $41,000 a year right now.

I have 20,000 in cash and 20,000 invested in a mutual and a Roth.

And in the near future, probably about the next five years or so, I have marriage, you

know, that will be coming, buying a house, and stuff like that.

So I had a question on, is, or if you would recommend being given that on tents for a few

years, to build wealth.

I don't have any debt.

So I was curious if you get intense for a couple years in the beginning to build a wealth

if that would be worth it.

Or if you would suggest you just stick with the 15% that you recommend.

Well you don't have a house payment today and so the 15% is not what we would recommend.

We'd recommend that you max out whatever retirement you can while you're meeting some of

your other savings goals.

See, the, yeah, yes, I would be intense to use your, you know, I'm not sure it's gazelle

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