Welcome to This Is Money podcast sponsored by Charles Stanley Direct.

I'm Georgie Frost and joining me and Simon Lambert today is Lee Boyce.

And coming up, savings plans to help strengthen our financial resilience, but are they any good?

New tipping rules might have come into force, but what is Tronk?

And, well, Lee's fed up with all the guilt-repping over tips, and he calls himself the optional service charge hater. Also today, can my parents

become our mortgage lender so we can upsize and haggle a cash discount and our mortgage rates

set to now rise? Plus, Lee's collecting corner, a

Pokemon card, the Salmon 50P and 1980s NatWest Piggy Banks. But how much are they worth?

Don't forget, you step today with all the latest breaking money news. Just go to this ismoney.com.

UK or download the app.

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Investment involves risk.

But first, all workers should be auto-enrolled into a £1,000 rainy day fund, in addition to their pensions.

Under two separate but similar proposals floated by the Resolution Foundation and Schroeder's and the Pension Management Institute.

Now to achieve this, both propose a hike in minimum pension

...