Welcome to the Jill on Money Show. It's Tuesday, August 20th, and we are here trying to help you make

better sense of your life and your big decisions.

And we talk about your life because so many of the things

that you are contemplating have to do with your money.

Lucky for you, I'm a certified financial planner and so is Mark and that

means we love these holistic conversations about what's going on, what your goals are,

and how we can help you get where you want to go maybe with a little less anxiety.

If you have a question or something is going on go to our website that is Jill on Money.com,

click the contact us button, write us a note,

and if you would like to join us live, check the box

and Mark will do everything else because he's just the best executive producer in the world.

While you're on the website, don't forget. We've got a whole bunch of stuff there.

We have our blog, we have videos, we have resources, and we have our free... our stories you may have missed during the week so you should check that out. Okay today we

are on the line with Howard he listens to us from Virginia. Hello Howard how

are you? Fine how you doing? Great what's going on how can how are you? Fine, how are you doing?

Great, what's going on?

How can I help you?

My wife and I are turning 70 at the end of this year.

You sound so spry. That's great. All right, so turning 70. Sounds can be deceiving by the way. I know I believe me I built my whole career on that. Okay. Okay. Okay. 70 at the end of the year you're married married, so you and your wife, both, are you guys working right now?

We're both working, she has a full-time job, I'm kind of part-time, independent contract,

they're working for someone.

Okay, how much money do you guys make right now?

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