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All right, let's go to Stephanie in Chicago.

Hi, Stephanie.

Hi.

Hello, hello.

Welcome to the show. How can we help today? Thank you. I've been a fan for a very

long time. I appreciate what you guys do. Thank you. Thanks for calling in. My question is related to our

retirement savings. So my husband and I recently bought what we hope to be our forever home. We sold our starter,

and our mortgage has obviously increased as has the rate. So we're wondering if it's ever

okay for us to pull back from retirement savings and just kind of give ourselves more

margin for our increase in expenses.

What percentage is your mortgage payment on this forever home compared to your income?

So it's close, it's about 25% of our monthly income.

So where's the rest of your money going?

So we do have,

our son does go to private, which is something that it was kind of one of the reasons that we did move neighborhood. So it's very likely that he may be going to the local public school next school

year. But we also have some repairs to do in this home that were a bit

unexpected. And we do have some goals for the future as far as saving for a vehicle and paying

off the home faster, which is something that has kind of been weighing on me. I was very comfortable

with the mortgage that we had, but we're,

we're kind of at odds that whether we should pull back. I'm kind of more on the, I think we should

...