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Ramsey Everyday Millionaires

Can We Afford A $9K Family Vacation?

Ramsey Everyday Millionaires

Ramsey Network

Business, Careers, Investing

4.83.6K Ratings

🗓️ 9 April 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

💵 Sign up for EveryDollar today - Create a free Budget!   Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!   Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro: (SmartVestor Investing Professionals ) #PaidEndorsement   📝Get your free copy of Ramsey’s Complete Guide to Investing: (Ramsey's Complete Guide to Investing)   🏦Take a retirement assessment to find out how much you’ll need to retire: (Retire Inspired with the R:IQ Retirement Assessment)   📈See how much your investments could be worth over time with this handy calculator: (Investment Calculator)   🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (Ramsey Investing Tools and Resources)   Listen to more from Ramsey Network 🎙️ The Ramsey Show  🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership 💸 The Ramsey Show Highlights   Learn more about your ad choices.    Ramsey Solutions Privacy Policy

Transcript

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0:00.0

This episode is brought to you by SmartVester.

0:08.0

Connect with an investing pro near you at ramsysolutions.com slash smartvester.

0:13.6

To kick us off this hour, we have Jeff in Oklahoma City.

0:18.0

Hi, Jeff. Welcome to the show.

0:20.1

Hello, how are you today? We are doing great. How can we help?

0:24.2

Well, my question is, we are looking to take what I would consider an extravagant vacation this summer.

0:32.9

Ooh, my favorite thing in the world, Jeff. That is so exciting. She's going to say yes.

0:38.4

Well, then let's just get the yes and move on.

0:43.0

Basically kind of looking for confirmation that it's something that would be okay to do.

0:50.0

So here's, I'll tell you a little bit of the history, and then we'll get into the numbers.

0:55.9

My wife and I were early to mid-40s.

0:58.6

We've got three kids at home.

1:01.1

One of them graduates next year, and we'll have to report to school sometime summer of next year for sports.

1:10.0

So this is kind of the last year to be able to take a family vacation and have that

1:15.0

oldest one go with us.

1:17.6

All in, we're looking at like $9,200.

1:21.9

It is seven days, two days is travel, okay?

1:26.2

Oceanfront, all-inclusive resort, and going to the Caribbean.

1:33.4

And about 4,000 of that 92 is flight.

1:37.3

Oh, yeah, it's so expensive.

1:38.3

Getting out of the Midwest is horrible.

1:40.6

Yeah, it's terrible.

...

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