Welcome to the Jill on Money Show.

It's Wednesday, January 14th.

You better eat your Wheaties.

It's like the news cycle is crazy.

This is the program that takes the mystery out of your financial life.

But even for us, this is a lot.

If you've got a financial question, if something's going on

in your life, we would love to hear from you. Go to our website, Jill onmoney.com, click the

contact us button. Write us a note. Let us know if you would like to come on the air by checking the

box. Mark will do everything else. Now, importantly, over the weekend, there was a lot of chatter.

Okay. So there are two big things that happened over the weekend that you may have heard about.

And now we're going to talk about it a little bit more in depth. One has to do with the Federal Reserve and the other has to do with the president who basically said he wants to put a cap on interest

rates on credit card balances and credit cards. Actually, he said, I want to put a cap, a 10% cap

on credit card interest rates. That was on a social media post that he put on there. Okay. So I thought this was an

interesting moment to actually talk a little bit about credit card interest rates. And so what,

what happened was I put together this segment with my fantastic, my other producer. I have the

best producers, but Samantha, my wonderful producer,

and I thought we were going to do this whole thing about the Fed, and then we'll do interest

rates on the other side of it. But what we actually ended up doing was do a full-blown

segment about credit card interest rates, and we kind of have a little Fed thing at the end.

So here's what I think makes sense for today.

Because this is fast moving and because there is a deadline, I just want to put this out into your

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