But where? There's an annuity out there that could destroy your retirement.

Brunt, I am so excited about this one because this is real life. This is real world.

This is something that has happened out there in the wild. It's not like a theoretical case study.

It's not like a, oh, this might exist. We found one. We found one.

And we are going to dive into just how bad this can be.

So I'm assuming most parts of the world, except for like why they're snakes.

They're not snakes. No, they're snakes all over the place.

And you know the majority of them don't have poison in them.

Like, you know, you go out hiking with the family and you see a big snake.

But then you always hear in the books about like the rattlesnake or the water moccasin.

The mamba, you know, you hear about all these scary things, the cobra.

How many can we name? You're doing pretty good.

I feel like we're the tour guide where I'm actually going to bring out the basket.

And I'm going to bravely reach in with my metal thing.

And I'm going to hold up the most dangerous thing in the world.

And you're like, oh my goodness.

These guys are actually going to show us one that they found in the wild

and bring it full circle so we can learn the dangers of an annuity.

Because that's what, look, we're going to be talking today about equity index annuities.

And just say if you're not familiar, here's how these things are our pitch.

And then Bob will still leave space for you to read the definition.

But the way this is all pitched is that when markets are volatile,

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