You've heard on Your Money, Your Wealth, how great the Roth IRA is, but maybe you're like me

and you need to see it all on paper.

Download our white paper on the basics of the Roth IRA.

It's yours free when you visit the white paper section of the Learning Center at Your Money,

yourwealth.com.

Find out what the Roth IRA is, how it's different than a traditional IRA, whether or not

you're eligible to contribute,

how much you can contribute, and how your money could be growing and compounding tax-free forever.

Visit the white paper section of the Learning Center at Your Money, Your Wealth.com,

and download the Rock IRA Basics White Paper, yours free from Your Money, Your Wealth.

We would predict that stock returns would be about 3% in real terms going forward.

Some optimists think the economy is going to grow faster. They're going to say a 5%

real return. Somebody else would say valuations are too high. Therefore, the P.E.s are going to shrink and you're going to get no real return. Somebody else would say valuations is too high. Therefore, the P.E.s are going to shrink

and you're going to get no real return for the next 10 years or even negative, which is what

Jeremy Grantham and John Hussman have been predicting for the last five years. Markets have ignored

their predictions. So difference between opinion and science. That's Larry Swedro,

Director of Research at Buckingham Strategic Wealth and columnist at ETF.com. Today on Your Money,

Your Wealth, he talks about the opinions and the science of investing. How have his views on

active versus passive, the value premium, market predictors, and expected returns held up

since he wrote his first book 20 years ago. And how does he feel today about global diversification

and alternative investments? Plus, Joe and Big Al talk dynasty trusts. Good info if you happen to have

an estate-like secretary of the treasury, Steve Mnuchin, who's worth about $300 million.

...