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Welcome to the Jill on Money Show. It's Monday, July 25th, and we are here answering your financial questions in the heat of the summer.

And it has been hot everywhere. Mark, it looks like I dodged a bullet in Europe by going when I did, because it got really, really, really hot after.

And those poor people in London... Now, Mark, when you lived in London, did you have air conditioning in your apartment or not?

Yeah, but I'm trying to think... I wasn't really there for the... Yeah, I guess I was there for a little bit of the summer. I definitely did not experience anything like what's going on right now.

And I feel so bad, because these are places that are not ready to have these hot bursts. It's not like you're living in Phoenix, and everyone knows, oh, you know, we've built our whole lives inside.

We have the most amazing air conditioning. You know what I mean? So, it's awful. It's just awful. So, I feel bad if you're sweating it out.

If you're one of those people who was like, I don't really need air conditioning, you're wrong. You probably do. I'm sorry, you really do. It's terrible for the environment.

And after lighting up my footprint, my carbon footprint some other way, I walk a lot. You know, I don't usually... I don't really drive that much. So, I'm feeling like okay about it.

You definitely leave some giant carbon footprints behind between you. Drinking everything.

Oh, yeah. You just outed me. You're right. You couldn't tell. You know, it was so funny. You should say that. I was doing a segment last week for the show.

And I was mad because I said, oh, I just printed my whole script out. And the producer who is young says you print out your scripts.

I felt pretty old. Okay, boomer. Anyway, this is the show that is trying to help you make your next best financial decision. All you need to do if you've got a question is go to jillonmoney.com.

Click the contact us button. Let us know if you'd be willing to come on here. That's what Michael did. Michael's on the line from Delaware. Where today, Michael, I presume it is very hot and sweaty as we're talking to you. Am I right?

Yes, it is.

Are you, are you a lover of the heat? Are you more of a, are you more of a wintertime person?

More of the heat, but not this hot.

I know. Who could be prepared for this? What brings you to us? Tell us what's going on.

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