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Jill on Money with Jill Schlesinger

Can I Retire at 65 Instead of 67?

Jill on Money with Jill Schlesinger

Audacy

Education, Investing, Business, Self-improvement

4.61.9K Ratings

🗓️ 28 April 2026

⏱️ 14 minutes

🧾️ Download transcript

Summary

The original plan was to retire at 67, but now I'm wondering if I can call it quits at 65?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Transcript

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0:00.0

Welcome to the Jill on Money show.

0:05.4

It's Tuesday, April 28th, and we're here answering your financial questions.

0:10.9

If you've got one, all you need to do is go to our website.

0:14.4

That's JillonMoney.com.

0:16.5

When you get to the website, there are all these tabs at the top.

0:19.4

But no matter where you navigate on the site, in the upper right hand corner, there is a contact us button. When you click that button, a form pops up, you write a note. And if you'd like to join us live, just check the box. Mark will do everything else because he's the best. He's the man. And remember, both Mark and I are certified financial planners. So we're really like voyeurs. We love talking to you. We love hearing your stories, but we do have a credential. So it's not just out of the blue. We're not one of those people. We're the kind of people who actually studied for hard tests. And I can't believe how long it's been since I actually was in the business, but I was a long time ago.

0:55.3

Now I just talk about it.

1:00.0

So get in touch with us and we'll happily help you along your way.

1:04.7

Today, we are talking to Brian, who joins us from Washington State.

1:05.7

Hi, Brian.

1:06.4

How are you?

1:07.2

Hi, Dill.

1:07.9

I'm doing good.

1:10.7

Tell us what's happening, how we can help you out.

1:18.1

Well, I've been saving for retirement for a bunch of years, kind of got a slow start.

1:23.9

Didn't really start putting into retirement until my 40s.

1:29.8

And so my plan was always just to work until I was 67 and just put in as much as I could and figured whatever it is is what it's going to be. But my wife turned 65 this year. And so

1:36.8

Medicare, you know, Social Security. And now I'm thinking, I don't really want to work until I'm

1:43.3

67. You know, there's a lot of other things I'd rather really want to work until I'm 67.

1:46.5

There's a lot of other things I'd rather be doing.

1:48.8

And I like my job and everything.

1:54.4

But if I could retire next year when I turned 65, that would be awesome.

...

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