Welcome to the Jill on Money Show. It's Tuesday, November 26th, and we are here trying to help you make better financial decisions. Maybe just help you navigate certain transitions in your life. Are you just starting out? Do you have a new job? Are you considering a career change? Anything like that, maybe even looking at a way to

find a nice glide path towards retirement, not just do it all at once. Give us a holler. Go to

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the air live. While you're on the website, you can check out all the content that lives there.

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the radio show. It's all there right at jillonmoney.com. Why don't you bookmark it? You're going to come back.

Today, we are talking to Cliff, who is joining us from Mississippi. Hello, Cliff. How can we

help you today, sir? Well, my reason was reasoned out to you just to let you run my numbers to

see if I'll be able to retire at 55. How old are you? 51. This is the second person in a row

that we've talked to today, who is 51 years old and is

looking at retirement. And that is just remarkable to me. So, you know, again, we've talked to a lot of

people who are looking ahead and they're saying, oh, I'm going to work till I'm 60s or 70s.

Why 55 for you, Cliff? First of all, you can pull off your retirement accounts at 55.

I've just kind of learned about that part. Secondly, I've had two forms of cancer. So there's more to life than being a slave to work.

You know what? That's a great reason. That really is. So you now are employed. How much do you earn?

A base salary of 146 and then with commissions I usually average around 175 a year.

Okay. Are you married, single, partnered?

I'm widowed.

Oh, I'm sorry about that. That stinks. On your 175 total, are you putting money into a

retirement account? Yes, ma'am. I max out my 401k every year. I max out a Roth IRA every year. I maxed

out on HSA every year. Wow. And the 401k, how much is in there? Well, traditionally, I have 1.3 million.

In traditional. And what about the Roth? 3K. And the HSA? Right now it's currently about 42,000.

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