This is the Ramsey Call of the Day, part of the Ramsey Network.

Tyler is with us in Des Moines, Iowa.

Hi, Tyler.

Welcome to the Ramsey Show.

Thanks, Dave.

Thank you for taking my call.

Sure.

What's up?

Okay, so I am in for taking my call. Sure. What's up? Okay, so I am in

Baby Step 2 currently. I've paid off about 15,000 of my 32 in the last like six months or so.

And I've got a milestone coming up. My girlfriend and I are about to celebrate our one-year anniversary.

And I know you say that I'm not allowed to step foot in a restaurant unless I'm working there,

but I am working there. And I also get like half off at any of our like locations.

So I want to take her out to a nice restaurant.

And it's kind of on the, on the higher end.

So I don't know.

I guess I'm kind of looking for permission.

Do you work at this high end restaurant or is this a different one?

It's a, it's a different location.

I thought it would be a little untactful to bring her to where I work

for an anniversary dinner. So what would this cost you, this first anniversary date?

I'm thinking probably somewhere in the $100 range. Okay. And I like, I set some money aside, I call it my offshore fund, that, you know, just

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