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The Ramsey Show

Can I Buy a House While Paying Off Debt? (Hour 1)

The Ramsey Show

Ramsey Network

Self-improvement, Education, Business, Investing

4.538.5K Ratings

🗓️ 2 December 2022

⏱️ 42 minutes

🧾️ Download transcript

Summary

George Kamel & Rachel Cruze discuss: Paying off student loans even if there's a chance they get forgiven, Selling or renting out a house to move into a camper, Are we considered self-insured? What to do with a house once you get married, Paying off a car loan, Getting a girlfriend on board with the Ramsey plan. Support Our Sponsor: DreamCloud Christian Healthcare Ministries Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Copyright © S neighborhood

0:30.0

Live from the headquarters of Ramsay Solutions broadcasting from the pods moving in storage studio

0:35.0

It's the Ramsay Show where America hangs out to have a conversation about your life and your money

0:40.3

I'm Ramsay Personality George Campbell joined this hour by Rachel Cruz best-selling author and co-host

0:46.9

Not only today of the Ramsay Show, but also my co-host on smart money happy hour

0:51.3

So be sure to check that out we're having a good time over there as well a lot of levity a lot of fun

0:56.6

And we try to bring that to the show as well. So it's a free call at triple eight eight two five five two two five

1:02.8

So you jump on the lines and we'll talk about your life and your money Natalie kicks us off in Buffalo, New York

1:09.0

Natalie welcome to the show

1:11.0

Hi, thank you for having me. Absolutely. How can Rachel and I help?

1:15.5

So I have about four hundred thousand dollars in human loans and

1:21.4

I do qualify for the public loans service for goodness

1:26.0

So I've been trying to really aggressively pay off the loans. I make my not income is

1:32.1

About a hundred twenty thousand a year

1:33.9

So I've been kind of pouring as much money like I can't read to my love to try to get them out. So at the same time

1:39.4

The loans are going like they're due before given in four more years

1:43.2

I already have six years are qualified. I would just be four more years before there's the post that disappear

1:49.5

I'm also trying to like stay for down payment on a house. So I was trying to see if I can put some my money into a

1:58.2

Seeing as the counter is to be to try to get enough money for down payment rather than towards my loan

2:04.4

Natalie, what was your degree in for four hundred thousand dollars?

2:08.5

A physician

2:09.8

Okay, and you're making one twenty do you see your income going up anytime soon?

...

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