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Not too long ago, I saw this quote from a spokesman for the Federal Emergency Management Agency

that made me sit up and pay attention. It was about the massive floods that swept through Montana

in mid-June and the people whose homes had been damaged or destroyed. He said it really well

here where he says, I always tell people this is a tough line to tell people take responsibility

for your own disaster recovery. That's Ashley Nurbavig, a senior political reporter for MTN news

in Montana. She's been covering the floods and the communities where people were told not to wait

on the federal government to come save them. Maybe at some point you will get money back from us,

but it won't make you whole, which I think is like a very sensible approach from a spokesperson

perspective, but then it goes back to the policymakers of, okay, so what are we saying to these people

who had no reason to think that their homes were going to get flooded that this is on them sort of.

Those people whose homes flooded, many of them didn't have flood insurance,

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