Welcome to the Jill on Money Show.

It's Tuesday, February 3rd, and we are here to spitball ideas on your financial life.

I think that that's kind of a fun way to consider the kinds of questions we get.

So, you know, sometimes it's like a black and white answer.

You know, should I use a Roth?

Should I not? Should I file in married filing jointly or married filing separately? You know,

sometimes there is a black and white answer, but most of the questions that we are fielding from you are kind of judgment calls. And so what Mark and I like to do as certified financial planners,

we like to listen to what's going on,

give you some options, and maybe spitball some ideas about what you could be thinking about to get

where you want to go. And the way that you can join us to do this live is by going to our website,

jillunmoney.com. Click the contact us button, write us a note.

If you'd like to come on the air live, you check the box. I think that's better because that lets us really ask a bunch of follow-up questions and here's some different things in your voice. So get in touch with us, do that. And while you're on the website, you can check out our other podcast. We have a sister broadcast.

It's called MoneyWatch.

We've got a blog.

We've got a radio show.

We've got a blog. We've got a radio show. We've got videos.

We've got resources. And of course, we've got the free weekly newsletter, which comes out every

single Friday. So check that out. Okay, today we have a recidivist listener who's coming on the

air. But he's coming on for something completely

different. So Seth is from Ohio. And Seth, when you came on the air with us, we were just talking

before we went live with you, when you came on the air with us like three or four years ago,

it was about your situation. And could you describe what happened and then give us as many compliments as possible

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