Caller Danger

Talking Real Money - Investing Talk

Don McDonald

Investing, Education, Business, How To

4.5 • 810 Ratings

🗓️ 24 September 2025

⏱️ 39 minutes

🔗️ Recording | iTunes | RSS

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Summary

A candid hour on consumer self-defense. We open with iOS 26’s unknown-caller screening and a New York Times crime reporter nearly duped by a “Chase Bank” spoof—lesson: don’t trust caller ID, don’t transact with inbound callers, verify via the number on your card or the bank app, and remember spoofed numbers make simple blocking imperfect. Listeners jump in: a Rule of 55 correction (not 72(t)/72(q)), plus a sharp TSP/Roth asset-location play—keep core market cap in TSP, use Roth for small-valu...

Transcript

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0:00.0	Reality Radio for a really great future.
0:08.0	We're talking real money.
0:10.0	Welcome to another hour of some of the better, not best, but better conversation about money and investing.
0:18.6	You're going to find one of those totally honest moods today, I guess. Some of the better... I try to be transparent. It's okay. The show's okay. It's really honest. Yeah, but, you know, it's better than most. Here's my take. Not every show is an award winner, okay? Let's just be honest. It's not. Some of them, it's like a game.
1:00.2	You know, you're going to win it. You're going to win it. You're going to get through it. That's the way it comes. We have done literally thousands of these. Yes. Yes, we have. If one is not up to standards, then, hey, at least... And call and raise it to that standard. Raise the standard. Be part of the program. Exactly. Call us at 855-935-935 Talk, 855-935-8-25-8-25-8-25-2-5.
1:06.5	You know, let me start by saying I got the new, I got the new iPhone.
1:13.8	Nice. You got it orange. I got the orange iPhone, and it hasOS 26 on it iOS 26 has a great feature if you get a call from someone is not in your contacts that you don't know that you haven't had a
1:18.7	conversation with before it will ask them to identify themselves it doesn't matter really every
1:25.1	person that's not it's not on your list wow you can set it up to do that. And then it will say, so-and-so is calling about this because it asks them. It says, who are you and what are you calling about? And then it puts a message up so that you can screen it. Yes, I say, yes, give me more of that because I get calls all. I get scam calls. I would get. I get a lot. I get 10 or 12 a week.
1:46.8	I get them because we own the business. Yeah. So people still call me from that. I get 10 or 12 a week.
1:51.1	And they're all, you know, I, that's not counting the ones where I call you, right? Right. Those are just
1:56.6	annoying, but not scams. I always ask when I answer, I said, so what is today's scam?
2:02.9	What is the scam toure?
2:04.8	This is not a scam.
2:06.1	This is Publisher's Clearinghouse.
2:08.1	Yeah, you guys are bankrupt.
2:08.8	A scam?
2:09.5	You guys are bankrupt.
2:10.9	But the best ones are the ones that come from someone claiming to be, and it identifies
2:16.6	itself on the caller ID from my bank.
2:21.2	Okay, I'm going to stop you right there. I tried to, when you brought this up with, and it's
2:25.5	an interesting story, I tried to remember the last time my bank called me. I couldn't remember
	...

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