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The drive nation welcome back to the conversation.

My name is Clay Clark.

I'm the former United States Small Business Administration

entrepreneur of the year.

I'm joined here with Marshall Morris. I'm here. The co-author of the

co-author of the book we wrote that together called the start here book

which it's it's a book you can download for free at Thrivetime Show.com, and you can also buy the book on Amazon.

And we'd love if you would. I promise that book is an absolutely game-changing book.

And in that book, one of the things we do talk

about is insurance we don't spend a whole lot of time on it but because it's really a

simple task you have to buy umbrella insurance. Now Marshall before we get into the definition of

umbrella insurance and we get West Carter with Winters and King to break down the legal reasons

for having insurance I want to get your take on this because as a business coach

Think about the clients you're working with right now think of maybe two or three clients in your in your mind

You can't think of Delrich because we love Rachel and Tyler and they do such a great job.

They're awesome.

So you can't choose them as an option.

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