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One, three. From Wondry, I'm David Brown, and this is Business Wars Daily on this Friday, July 17th.

There's little question that the pandemic has changed the way we shop for goods.

Hello, toilet paper hoarders. But increasingly, the pandemic and all the economic uncertainty it has

caused is affecting the way we pay for things, too. So-called buy-now-pay-later services are gaining

traction among cash-conserving shoppers. These companies let you pay a fraction

of the amount due at the time of purchase online or in store. Then you pay off the balance in

installments charged to your credit or debit card. Sort of like old school layaway programs, but you

get your stuff up front. Installment payments are common in e-commerce. The firm 451 research says

more than 40% of online merchants currently offer it at checkout. Another 40% say they're either

planning to offer a buy-now pay-later option in the future or they're looking into it. And the

trend is increasingly making its way into brick and mortar stores, too.

...