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Talking Real Money - Investing Talk

Busy Day of Q&A

Talking Real Money - Investing Talk

Don McDonald

Investing, Education, Business, How To

4.5810 Ratings

🗓️ 22 August 2025

⏱️ 26 minutes

🧾️ Download transcript

Summary

This question heavy episode of Talking Real Money dives into six listener questions ranging from umbrella insurance and portfolio rebalancing to small-cap value allocation, AI’s role in financial planning, and advisory fees. Don critiques umbrella policies as overpriced peace-of-mind products, gives practical strategies for balancing across multiple accounts, stresses the value of both U.S. and international small-cap value, discusses the disruptive potential of AI in advice (with a...

Transcript

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0:00.0

Reality Radio for a really great future.

0:08.0

We're talking real money.

0:10.1

Well, today, today we have a really big Q&A episode because we've got a lot of cues.

0:16.8

And it's summer.

0:17.7

It's supposed to be the slow time.

0:20.1

This is good.

0:42.4

I'm not complaining. We do have a lot of questions, though. So we're going to get through a bunch, probably six today. Which, you know, we usually do four or five. So that's a big day. How did we get these questions? Well, you sent them in. These questions you actually spoke into your computer or your phone by going to talking realmoney.com and clicking on the contact form and then hitting the record button there where

0:46.8

you record your question. But you can also type them in and call us on Saturdays from 3 p.m. to 5

0:53.6

p.m. Eastern time.

0:55.3

855-935 talk every Saturday.

0:57.7

So call us, send them in at talking realmoney.com or type them in.

1:01.9

And whatever you do, we're going to try and get all of them answered.

1:06.7

So let's get today's show started with this question.

1:11.7

Hi, Don.

1:12.6

This is Jim in Cincinnati.

1:14.9

I agree with your recommendation of Mr. Bates versus the post office on Masterpiece.

1:21.9

I just want to make sure you are aware that there's also an hour-long show called The Real Mr. Bates versus the post office,

1:31.0

which is available for streaming and which features the actual Mr. Bates and some of his fellow

1:36.6

postmasters and other characters who are portrayed in the dramatized version. Thanks. Oh, yeah, we definitely. We watched that right after we

1:47.3

finished the limited series because the series has to be limited because it's a true thing,

1:52.2

so you can't continue it. But if you haven't heard the story, you should probably, I don't

1:58.8

want to spoil, well, I mean, you could look it up online.

...

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