What if you could decide today to become an automatic millionaire simply by changing just a few daily habits?

In the good news is you only have to make the decision one time and then you could be a hundred percent certain for sure that you would in fact retire as an automatic millionaire.

Well on today's show the nine-time New York Times best-selling author Mr. David Bach joins us to teach you his secrets for becoming an automatic millionaire.

Some shows don't need a celebrity narrator to introduce the show, but this show dies.

Two men, eight kids co-created by two different women, 13 multi-million dollar businesses, ladies and gentlemen, welcome to the thrine-time show.

Yes, yes, yes, and yes.

Thrive Nation, ladies and gentlemen, on today's show we are interviewing a nine-time New York Times best-selling author who is best known for his finish rich book and the automatic millionaire series of financial books.

He's just recently released his 20th anniversary edition of his mega-seller Smart Women Finish Rich.

David holds an undergraduate degree from the University of Southern California and throughout his career he has appeared on the today's show.

Fox Business, live with Regis and Kelly, the view Larry King, the Oprah Winfrey show and anywhere on the planet that TVs are sold.

Ladies and gentlemen, David has impacted my life in a profound way with this thing he calls the latte effect.

Let's welcome on without any further ado, Mr. David Bach, welcome on, sir.

Wow, I love it. It was great to be on the show with you. Thank you for, I don't know, just a totally awesome production. I love your energy.

David, years ago, my wife and I, we were getting this book called the automatic millionaire because I don't do road trips unless I have an audiobook.

And then if I listen to the audiobook and I like it, I buy the physical book. So I picked up the book called the automatic millionaire.

And at the time, I had a company called DJ Connection, which I later sold, but before I sold it, we were doing 4,000 weddings or corporate events a year.

And it still existed. DJ Connection.com. And you said you challenged me. You said you, Mr. Clay Clark, you Mr. Listener, you Mr. Whoever you are, you have to save at least one hour per day of income, regardless of how much money you're making.

And at the time, I was making a copious amount of money. Can you talk to us about the importance of beginning to save one hour per day of income, regardless of how much money we're making.

Yeah, I mean, I would love you because honestly, this is what should be taught to you before you get out of like the eighth grade. So let me start by saying this, the average person in America is going to work 90,000 hours.

That's a lot of hours, right? So if you're both working, which is a many families, both work, right? You could have a family that the two of you combined will work over 200,000 hours during your lifetime.

So if you just take that math and you go, well, geez, well, so I guess if people are working so hard, then they must all end up with a lot of money, right? Cause they're, you trade your time for money when you go to work. So are they? And that's, that's really the core issue. They're not, right? So one out of two Americans right now, according to the Federal Reserve, can't get their hands on $400 in case of emergency purposes.

$400, right? So like, so the follow up book to the automatic millionaire was actually a book called start late finish rich. And when I wrote start late finish rich, the thing that blew my mind away was that the statistics said that 60% to 70% of Americans live paycheck to paycheck.

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