I had this secret. I robbed banks in my spare time.

Lives less ordinary from the BBC World Service.

This is not a good thing to do because police are after you.

Find out more at the end of this podcast.

Today here on Business Daily, we're launching a new strand on the program.

It's called Business Daily Meets.

We're going to bring you in-depth interviews from people all over the world who've had huge success

or who've made their mark in some way on the business world.

First up, Estonia's first billionaire, Christo Carmen.

Having seen it is possible to do new things out of nothing

or build on an empty spot, it was certainly inspiring for us.

Christo made his fortune by creating a money exchange system.

It was initially a very small idea to save money for himself.

It's become a huge enterprise.

As well as being worth a billion himself, he saves his customers that amount of money every

single year.

We're in the space where, yes, we've done really well and we've had a lot of impact, but the

whole problem is still so enormous that it feels like we're still nibbling on the edges yet.

I'm Rahul Tandon and I'll ask Christo all about how his business grew, how he measures his own success,

and what advice he would give to anyone wanting to follow in his footsteps.

Becoming Estonia's very first billionaire, that is quite an achievement.

But before we hear from Christo Carmen, let's hear a bit more about the country that he comes

...