Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer.

If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use her help.

That's right.

I'm Joel and I am Matt.

And we're from the how-to money podcast.

Our show is all about helping you make sense of your personal finances so you

can ditch your pesky credit card debt once and for all, make real progress on other crucial

financial goals that you've got, and just feel more in control of your money in general.

You know it. For Money Advice without the judgment and jargon, listen to How to Money on the

Iheart Radio app, Apple Podcasts, or wherever you get your podcasts.

Welcome to the show. I am Rishan McDonnell, the host of Money Making Conversations Masterclass,

where we encourage people to stop reading other people's success stories and start

planning their own. Listen up as I interview entrepreneurs from around the country, talk to celebrities

and ask them how they are running their companies, and speak with nonprofits who are making a difference

in their local communities. Now sit back and listen as we unlock the secrets to their success on money-making conversations

masterclass.

My guess is, Sunday Fiers of the Morgan Stanley Group, within Morgan Stanley, she's one of the

leading financial experts in discussing stocks, saving programs, compounded interest portfolios, name, image,

and likeness, as well as lines of credit.

Sonia built her career and her family practice at Morgan Stanley, along with her two daughters.

They provide alternative investment opportunities, retirement plans, and entertainment,

and sports financial consultations.

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