Building Your Brand: Filing bankruptcy led her to rebuild her financial knowledge and be an advocate for financial literacy.
The Steve Harvey Morning Show
iHeartPodcasts
4.5 • 2.2K Ratings
🗓️ 21 July 2025
⏱️ 24 minutes
🧾️ Download transcript
Summary
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joy Boyd.
A Grammy-nominated songwriter, music producer, real estate developer, and author of Financially Fly: Mastering Money and Wealth for Women. Ashley shares her journey from co-writing Justin Bieber’s hit “Yummy” to overcoming bankruptcy and becoming a financial literacy advocate. The conversation explores the music business, financial empowerment, generational wealth, and the importance of mindset and self-investment.
🧭 Key Points 🎵 Music Industry & Songwriting
- Ashley is a co-writer of Justin Bieber’s “Yummy” and has worked on multiple albums.
- She emphasizes the importance of publishing rights and owning your work.
- Songwriting is a spiritual and intuitive process for her, not reliant on playing instruments.
💰 Financial Journey & Bankruptcy
- Filed for bankruptcy during the 2008 housing crash.
- The experience led her to rebuild her financial knowledge and become an advocate for financial literacy.
- She now owns a music publishing company and is a real estate developer.
📘 Book: Financially Fly
- Written to empower women to take control of their finances.
- Encourages open conversations about money, especially in communities where it’s taboo.
- Focuses on mindset, structure, and generational wealth.
🏠 Real Estate Development
- Developed rental properties in Los Angeles.
- Aspires to build affordable housing in Detroit.
- Passionate about design and creating sustainable housing solutions.
💡 Financial Tips
- Invest in yourself: Treat yourself as a line item in your budget.
- Portion your income: Prioritize savings like a bill.
- Build habits: Small sacrifices now lead to long-term gains.
- Generational wealth: Structure your finances with trusts, insurance, and estate planning.
💬 Notable Quotes
“Songwriting is the heart and soul of a song. It’s what makes it memorable.”
“Just because you know how to make money doesn’t mean you know how to maintain or grow it.”
“Generational wealth means your family doesn’t need outside help to survive.”
“Invest in yourself. Put your name on the bill list and don’t miss that payment.”
“You deserve everything you desire. Shift your mindset from scarcity to abundance.”
“You can use the truth about your finances as a stepping stone—not a setback.”
“The alarm clock isn’t waking you up—God is. Have a plan for your day.”
#SHMS #STRAW #BEST
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Transcript
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| 0:00.0 | This is an IHeart podcast. |
| 0:04.6 | Hi, I'm Roshan McDonnell. |
| 0:06.4 | I host a weekly Money Making Conversation Masterclass show. |
| 0:09.4 | The interviews and information that this show provides are for everyone. |
| 0:12.9 | It's time to stop reading other people's success stories and start living your own. |
| 0:17.4 | If you want to be a guest on my show, please visit our website, Moneymakingconversations.com, |
| 0:23.5 | and click the be a guest button. Press submit and the information will come directly to me. |
| 0:28.7 | Now, let's get this show started. My guest is Ashley Joy Boyd, born and raised in Detroit, Michigan. |
| 0:34.4 | Ashley Joy Boyd has made a name for herself as a Grammy nominee, |
| 0:38.8 | music producer, and composer. She is the co-writer behind Justin Beaver's hit, Yummy. She can add |
| 0:44.8 | the title, author, because she filed bankruptcy and had to return to financial help. So she wrote this |
| 0:50.0 | book, Financially Fly, Mastering Money and Wealth for Women, and she's also a real estate |
| 0:54.9 | developer. |
| 0:55.4 | Please welcome to Money Making Conversation Masterclass, Ashley Joy Boyd. |
| 0:59.8 | How you doing, Ashley? |
| 1:01.6 | I'm amazing, Sean. |
| 1:02.9 | Thank you so much for having me. |
| 1:04.6 | Wow. |
| 1:05.5 | Can you give us some timelines, you know, of this? |
| 1:09.0 | Let me start back. Let's not go into the bankruptcy. Let's talk about the good times, you know, on this. Let me start back. |
| 1:11.2 | Let's not go into the bankruptcy. |
| 1:12.7 | Let's talk about the good times for, you know. |
... |
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