meta_pixel
Tapesearch Logo
Log in
The Stacking Benjamins Show

Building a Wealth Machine That Lasts Generations (SB1799)

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

Personal Finance, Financial Planning, Education, Retirement, Investing, Cfp, Business, Money

4.42K Ratings

🗓️ 4 February 2026

⏱️ 74 minutes

🧾️ Download transcript

Summary

Whitney Elkins-Hutten's story isn't about overnight success or getting lucky. It's about building a wealth machine that keeps working even when life throws curveballs. Broadcast as always from Joe's mom's basement, this episode explores how Whitney went from a modest, very 1970s upbringing to creating systems that generate lasting wealth, and what everyday people can realistically take from her experience. Yes, she built an $800 million real estate portfolio, but this conversation is about something bigger: how to create income systems that compound, scale, and eventually run without you. Along the way, Joe Saul-Sehy, OG, and Doug connect the dots between mindset, cash flow strategies, and protecting what you've already built in a world full of digital landmines. What You'll Take Away: • Why Whitney's early mistakes became her biggest long term advantages • How to think about building cash flow engines, not just accumulating assets • The difference between owning things and building repeatable income systems • Why passive income still requires intentional structure and where people go wrong • How mentorship accelerates progress and what to look for in the right mentor • Practical ways to get started building wealth systems without massive capital • Why diversification across income streams matters more than most people realize • What unexpected businesses like car washes teach us about operational efficiency • How subscription models and recurring revenue quietly stabilize cash flow • The long game of turning short term decisions into generational wealth • Why protecting your personal data is now part of protecting your net worth • How small habits (financial and otherwise) compound into outsized results This Episode Is For You If: • You want to build wealth that lasts beyond your lifetime • You're curious about creating income systems that don't require your constant attention • You're tired of overnight success stories and want the real trajectory • You're looking for principles that work whether you invest in real estate, businesses, or other assets • You believe smart systems and consistent learning can change your family's financial future This episode is for Stackers who want proof that progress doesn't require perfection, and that building the right wealth machine can change the entire trajectory of your financial life and your family's future. FULL SHOW NOTES: https://stackingbenjamins.com/building-generational-wealth-with-whitney-elkins-hutten-1799 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

And now we're pleased to bring you our feature presentation.

0:08.0

Live from Joe's Mom's Bas, it's the stacking Benjamin show.

0:31.2

I'm Joe's mom's neighbor, Doug, and how about a tale as old as time?

0:35.8

Woman with not much money decides to buckle up and create a new life for herself, resulting

0:41.1

in becoming wealthy beyond her wildest dreams.

0:43.9

I mean, it happens every week, right?

0:46.7

That's what's in the spotlight today as we chat with a woman who did just that, Whitney

0:52.4

Elkins Hutton.

0:53.9

In our headline segment, two big planning

0:56.1

firms report data breaches on client accounts. Are you at risk? We'll share details. Plus,

1:02.9

and you knew this was coming, I'll wind up and pitch you some of my winter meets money

1:07.8

theme trivia. And now, two guys who are to money what Johnny Weir and Taralapinski are to figure skating.

1:16.4

I think I know which one's Johnny Weir.

1:18.5

It's Joe and O, J.J.J.J.J.G.

1:24.5

Hey there, Stackers. Welcome to Wednesday.

1:28.3

I can't believe it's almost winter Olympics time.

1:31.4

I am the Tara Lipinski of financial podcasting, Joe Solzky.

1:37.0

With that smile of yours, you absolutely are.

1:39.6

We are super happy that you're here.

1:42.6

And the most flamboyant guy in personal finances with me, Mr. O.G.

1:48.1

And I'm like that waiter at the restaurant who waits until he has, you got a mouth full of food and goes, how's everything tasting?

1:55.3

How's everything good?

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.