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Talking Real Money - Investing Talk

Build Better

Talking Real Money - Investing Talk

Don McDonald

Investing, Education, Business, How To

4.5810 Ratings

🗓️ 10 March 2025

⏱️ 26 minutes

🧾️ Download transcript

Summary

In this episode, we examine the key principles of constructing an investment portfolio, focusing on asset selection tailored to individual needs. We address listener questions about foundational components like stocks and bonds, featuring Paul Merriman's four-fund model for balanced diversification. The conversation includes the value of international investments and real-life scenarios illustrating successful strategies. We also discuss the implications of tax-efficient fund choices and my p...

Transcript

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0:00.0

Reality Radio for a really great future.

0:08.0

We're talking real money.

0:10.2

We build programs based on you.

0:13.6

We want to give you answers to your questions.

0:18.3

That's why we take your questions at talking realmoney.com on the contact

0:21.7

us little button there. But we, we more than that, sometimes we will base an entire

0:26.9

show topic on some of your queries because they're good ideas for programs.

0:35.3

And one of the things that we touch on on a regular basis, but really don't

0:41.8

dive deeply into, is the concept of proper portfolio population. Oh, I was going to say design,

0:52.9

but you had to stick with the keys.

0:54.4

I had to go all iterative on that.

0:55.8

That's when you're great, you do that kind of thing.

0:57.8

So well, well, sir.

0:58.5

You know, uh, how you build the right portfolio.

1:04.1

And it's composite parts, not, not as much based on you.

1:08.4

This is the basics of the basic building blocks of the portfolio that you then

1:13.6

manipulate based on the you part of the equation. This is the basic blocks that go into a portfolio.

1:20.5

Now, these basic blocks are subject to all manner of variation, depending on who you're talking to and who you're working with.

1:34.3

The basic of the most basic of basics is just basically stocks and bonds.

1:40.6

Stocks and bonds.

1:42.1

Diversified stock portfolio, diversified bond portfolio.

1:44.9

That's about as simple as it gets.

...

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