Budgeting Like a Beast with Jesse Mecham #619
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 16 January 2023
⏱️ 62 minutes
🧾️ Download transcript
Summary
We’re going all-in today on budgeting with our special guest- Jesse Mecham! There are a number of folks listening who might recognize his name, but I’m guessing even more folks are familiar with the company he started in 2003 while he was still in college- You Need A Budget, or YNAB as it’s commonly known. Millions of individuals have used YNAB to get on a budget which has allowed them to achieve their life-changing financial goals- whether that’s simply paying off debt or the complicated endeavor of getting on the same page as their partner. Jesse has likely thought more about budgeting over the past 20 years than anyone else out there, so we’re excited to talk with him about all the things that he’s learned over the years. Listen as we discuss why you need a budget in the first place, Jesse’s 4 rules of budgeting, how often you should spend on your budget every month, as well as his approach to credit cards and debt.
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Join a thriving community of fellow money in the HTM Facebook group.
- Find the best credit card for you with our new credit card tool!
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
- Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.
During this episode we enjoyed an Igneous IPA by Hutton & Smith! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
See omnystudio.com/listener for privacy information.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Hey there, I'm David Novak. I ran Taco Bell KFC in Pizza and like you, I'm always learning |
| 0:06.2 | so that I can be the best leader I can be. That's why I started How Leaders League. The |
| 0:11.0 | first leader-deleter podcast was CEOs from Adobe, Pepsi and the Home Depot so you can learn |
| 0:17.2 | how they get it done. In fact, I just did an episode with Gail Troberman, the president |
| 0:22.4 | and CMO of I Heart. Listen to our entire conversation on How Leaders |
| 0:26.6 | League with David Novak, available on the I Heart Radio app or wherever you listen to podcasts. |
| 0:35.4 | Welcome to How To Money. I'm Joel. I'm Matt. Today we're talking budgeting like a beast with Jesse |
| 0:41.6 | Meekam. That's right, Jesse Meekam. He is joining us on the podcast today and we are going all |
| 1:06.2 | in on budgeting. I'm guessing there's a number of folks listening who might recognize his name, |
| 1:10.2 | but I'm guessing even more folks are familiar with the company he started back in 2003 while he |
| 1:15.0 | was still in college. You need a budget or YNAB as it's commonly known, what we call it. Millions |
| 1:21.1 | of individuals have now used YNAB to get on a budget which has allowed them to achieve their |
| 1:27.0 | life-changing financial goals. So whether that's simply paying off debt or the complicated endeavor |
| 1:32.9 | of getting on the same page as your partner, that's difficult. Jesse has likely thought more about |
| 1:39.2 | budgeting over the past 20 years than anyone else out there. So we're excited to talk with him |
| 1:44.2 | about all the things that he's learned and observed. Jesse, thank you for joining us today. |
| 1:48.7 | I am so glad to be here. Thanks guys. Jesse, we're glad to have you and the first question we ask |
| 1:53.8 | everyone who comes on the show is what do you like to sports on? We call it your craft beer |
| 1:58.7 | equivalent because Matt and I, we spend more money than most people would think is normal on |
| 2:03.0 | craft beer because we love it, but we're happy to do that because we're saving and investing |
| 2:06.6 | well for the future while we're spending a lot of money on beer. So what do you spend a lot of |
| 2:10.3 | money on that maybe people might think is kind of crazy? Yeah, I wouldn't mix beer and what I |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from iHeartPodcasts, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of iHeartPodcasts and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.

