Welcome to the Jill on Money Show.

It's Thursday, November 20th, and we are here trying to help you along that financial journey.

So wherever you are at the very beginning, maybe you're just starting your career, your family, your household, maybe you are actually mid-career. Maybe you're towards the end. You're

looking at retirement. Maybe you're beyond retirement and you're thinking about how do I manage what's

going on in my life? How do I help my kids without enabling them? Whatever it is that's going on for you,

Mark and I want to help you out. We are both certified financial planners. More importantly,

we are both voyeurs. We love hearing your stories. We love to understand how we can help you out.

We have nothing to sell except whatever advertising is done on this podcast. And of course,

my subscription service or a book here and there. But, you know, no product, no service, no nothing.

Mark, somebody called me recently, who used to work at CBS News now works at ABC and said, I would

pay you if you wouldn't mind helping me with my financial situation. I said, I am not registered.

I don't do that, but I'm happy to help you. So it was very funny from years ago that she was at CBS. Now she's at ABC. And everyone's just

kind of freaked out. So we get that. A lot of workers on edge. Certainly those of us in the media,

but in other areas as well, you just don't know. So we're here for you. Go to our website,

jillunmoney.com. click the contact us button. Let us know

if you want to come on the air by checking the box. And you know who did that? Stacey from Washington

State. And she joins us today. So hello, Stacey. How are you? Jill, I'm great. How are you?

Great. What's up? What can we do for you? Well, I'm kind of coming on for

sort of the same reason. A lot of folks do just sort of for a little retirement check-in. Can I retire

on my plan? Do I need to work a little longer? But more so to kind of look at my buckets. I have money in all these

different pools and sort of when to use these once I get into retirement, when to put money

in them in the next few years before I retire. This all makes sense to me. Okay, so let's go into

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