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The Iced Coffee Hour

Brutal Truths About Money That EVERYONE Needs To Know Before 35 | Dan Martell

The Iced Coffee Hour

Graham Stephan/Jack Selby

Entrepreneurship, Business

4.4786 Ratings

🗓️ 27 November 2025

⏱️ 84 minutes

🧾️ Download transcript

Summary

FastExpert: Compare top real estate agents near you at https://fastexpert.com/icedcoffeehour Notion: Try Notion with Notion Agent - your AI teammate: https://notion.com/icedcoffee Helium Mobile: Sign up (even for the FREE plan) & get $10 in Cloud Points with code COFFEE: https://app.heliummobile.com/o6WA/4jq Follow Dan Martell: On Youtube - www.youtube.com/@UCA-mWX9CvCTVFWRMb9bKc9w On Instagram - https://www.instagram.com/danmartell His Website - https://www.danmartell.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:00:55 - Reflecting on where he started 00:02:39 - Why he stole a car 00:04:43 - Feeling hopeless growing up 00:06:08 - Rock bottom and turning point 00:06:55 - Spiraling and losing control 00:08:17 - Does he still feel rage 00:09:27 - How he reads people now 00:10:35 - Can reading people be taught 00:15:08 - His first major win 00:17:46 - Sponsor - Fast Expert 00:19:03 - When he first felt wealthy 00:22:46 - Misconceptions about money 00:24:57 - What to focus on internally 00:28:17 - How anyone could make $10K/month 00:44:54 - Sponsor - Notion 00:46:04 - Sponsor - Helium Mobile 00:51:30 - When AI becomes a real threat 00:53:43 - A life lesson he’s grateful for 01:00:35 - Habits that lead to success 01:08:20 - When to buy back your time 01:12:54 - His biggest waste of money 01:14:07 - Best things to spend money on 01:18:04 - Rapid-fire segment 01:18:19 - Most luxurious purchase 01:18:24 - Daily habit he never skips 01:18:27 - The tool he can’t live without 01:18:31 - Best book he’s read 01:18:38 - Entrepreneur he studies most 01:18:43 - His favorite failure *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:00.0

It's okay to want an abortion.

0:02.7

Did you know one and four people who can get pregnant will have one?

0:06.8

So it's actually more common than most people think.

0:09.7

At CAREFEM, you can choose what type of abortion care works best for you.

0:14.0

We have in-person locations with private entrances in Atlanta, Chicago, and the Washington, D.C. areas.

0:20.7

And we also offer medically supported abortion pills by mail in 20 states.

0:25.6

For some people, it's more comforting to come into a private office

0:28.6

where they can sit with one of our medical providers and either leave no longer pregnant

0:33.6

or with abortion pills in hand.

0:35.6

For others, they prefer to get abortion pills through the mail

0:38.3

so they can decide the best time and place to complete the process.

0:42.3

Getting abortion pills by mail from care of them is simple.

0:45.3

Fill out an online form, and a licensed provider will review your medical history.

0:50.3

And if eligible, your medication will be shipped to you in a couple of days.

0:55.2

Kara, our text-based abortion companion, will guide you through the process from start to finish

1:00.8

with instructions, reminders, and answers to all your questions whenever they come up 24-7.

1:07.2

With either choice, please know KaraFim will support you every step of the way. Learn more at carefim.org. I'm who I am because of where I came from. Things got really crazy. I was hanging out with people from the Hells of Angels, learning stuff. I definitely shouldn't have been learning. One day my brother calls me up and says, don't come home. The police are waiting for you.

1:32.8

At 17, I was in a high-speed chase with the cops behind the wheel of a stolen car. And then I smashed into the side of the house. And in that moment, everything changed. I know this because I went from

1:37.5

broke at 24 to selling my first company for millions at 28. Today, I've exited three software

1:43.3

companies, generate over 100 million in cash a year. And now my only goal is to help others and motivate them to find success the way that I did. The path to success isn't complicated. It's just hard. And I can teach it to anybody in a few steps. Do you think you could have changed without hitting that rock bottom? No. Zero. Why do you think things felt so hopeless to you at that time? Yeah, it's kind of interesting. I was shooting the other day with Cohen. I just sort of bawling, just even thing. I mean, it's like. It's still really tough, though. How often do you think about it? I get emotional thinking about it because I'm just like looking at my life today.

2:18.0

It's pretty cool.

2:18.7

Like, couldn't went the other way, man.

...

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