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Everyone's Talkin' Money

Breaking Free from the Consumption Hamster Wheel: How Minimalism Can Transform Your Money Mindset with Stephanie Seferian

Everyone's Talkin' Money

Shari Rash

Business, Self-improvement, Education

4.6 • 631 Ratings

🗓️ 1 July 2025

⏱️ 41 minutes

🧾️ Download transcript

Summary

What if the key to financial freedom isn't earning more money, but buying less stuff? In this eye-opening conversation, which is part two of a two-part episode, Stephanie Seferian, host of Sustainable Minimalists podcast, reveals how our culture has trained us to work harder just to afford things we don't actually need. Be sure to check out part one of our conversation on Stephanie’s podcast Sustainable Minimalists.  From targeted algorithms that prey on our insecurities to the myth that "new is always better," Stephanie breaks down the psychology behind overconsumption and shares her incremental approach to minimalism that doesn't require dramatic lifestyle changes. We explore how minimalism isn't about deprivation—it's about intentional curation and remembering that stuff exists to serve us, not the other way around. Whether you're drowning in clutter, struggling with the mental load of managing endless possessions, or just tired of working to pay for things that don't add real value to your life, this episode offers practical strategies to break free from the consumption cycle and use your money more intentionally. You’ll walk away learning: Why we've been trained to buy new (and why secondhand is actually better) The connection between mental load and physical clutter How to put barriers back up to mindless purchasing The difference between needs and manufactured desires Practical strategies for breaking the buy-declutter-repeat cycle Learn more about Stephanie by visiting her website mamaminimalist.com Keep up with Everyone’s Talkin’ Money on instagram @everyonestalkinmoney  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

The five-pound meal deal from McDonald's.

0:02.7

Get a cheeseburger or mayo chicken, medium fries, four McNuggets, and a medium soft drink for guess what?

0:08.4

That's right, five pounds.

0:11.2

It's not called the five-pound meal deal for nothing.

0:14.8

From 11 a.m.

0:15.8

Not available on delivery.

0:16.8

Carbinated soft drink upgrade fees apply.

0:18.3

Participating restaurants, subjects of availability.

0:19.8

You're listening to everyone's talking money, the show that's all about making life richer.

0:26.2

From your bank account to your mindset and everything in between.

0:30.4

Whether you're here to crush debt, grow wealth, or finally feel in control of your cash, you are in the right place.

0:38.7

Let's dive in and get you living life on your terms.

0:42.5

You are one conversation closer to financial freedom.

0:46.0

Thank you. Money doesn't equal your worth as a human being, but it is a powerful tool that can help you live lighter and freer.

1:09.8

Today we're diving deep into how minimalism and money mindset intersect

1:14.6

with someone who's built an entire movement around sustainable, incremental change.

1:21.0

I'm Sherry Rash and you're listening to everyone's talking money.

1:25.3

My guest today is Stephanie Safferin, host of the Sustainable Minimalist

1:30.4

podcast. And I'm not going to lie, this is a big deal for me. I've been listening to Stephanie for

1:37.1

years. And now, not only do I have the opportunity to have her on Everyone's Talking Money,

1:44.0

but she also interviewed me on her show,

1:47.3

Sustainable Minimalists. This is part two of a two-part episode. So go over to Sustainable Minimalist

...

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