We're welcoming to the basement the author of "Bozos, monsters and whiz-bangs," Lorraine Ell. Do you have a bad financial advisor story? On today's show Lorraine shares some absolute horror stories with us. Advisors churning accounts? Counselors telling you to sell when the market is in the tank? We'll talk about these and more on today's show (plus what to do if your advisor is dishing out some of this horrible advice!). In our headlines segment, things are getting a wild in the basement. We'll talk about a guy who discovered a bank glitch. Think he did the right thing? We'll talk about how he exploited the glitch to the tune of a few million dollars...and eventually might have learned a valuable lesson (or not). Plus, we throw out the Haven Life line to Bill, who is trying to figure out the various contribution limits for him and his wife. We'll also answer another listener letter, throw out Doug's trivia question, and more. Thanks to Housecall Pro for supporting Stacking Benjamins. Waive your $99 activation fee by going to HousecallPro.com/SB. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins as well. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Learn more about your ad choices. Visit podcastchoices.com/adchoices