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The Ramsey Show Highlights

Bought A House With My Ex-Fiancé And Now It's Going Into Foreclosure

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 10 June 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:07.0

Hi, I just needed to get some advice.

0:10.4

I did the ultimate no-no.

0:12.4

I bought a house with somebody I wasn't married to.

0:17.5

After about a year of having a house, I needed to move out due to some circumstances

0:22.9

when we broke up.

0:24.1

And now the house is going to go into foreclosure.

0:28.3

And I'm just trying to figure out what are my options here, what to do.

0:32.0

I've also accumulated about $25,000 in debt due to these circumstances and trying to figure out how I can get out of this.

0:41.4

$25,000 in debt to who?

0:45.2

Credit cards, loans.

0:48.4

Personal loans?

0:50.6

Well, I guess you can call it a personal loan.

0:53.8

It was a water softener bill for the house.

0:57.4

That's the circumstances?

1:00.8

That was, that's one of the loans that was, that's part of my debt now.

1:05.2

What happened? Are you on the mortgage?

1:08.2

Yes, I'm on the mortgage. We're both on the mortgage.

1:10.5

And you're both on the deed. And you're both on the deed.

1:12.3

And we're both on the deed. He's still in the house. I moved out. You moved out and he decided

1:17.4

to stop paying? Yes. But you've been paying? Well, yeah, we were paying before. When I moved out,

...

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